It’s never been too difficult these days to be a newly-qualified young driver as there are already some alternative to the expensive cars fitted for you as a beginner. Even if there’s the high rocketing of fuel prices, hefty running costs, tax and of course, higher car insurance premiums.
With this in your mind, it’s truly imperative for you to do a research before buying a car. Other vital considerations before deciding to buy a car are as follows: (1.) the fuel economy (2.) road tax grouping (3.) car’s insurance group.
A study showed the total annual and monthly running costs of the top 10 cheapest vehicles for young drivers. It has found out that the number one in the list of the cheapest new cars for young motorists is “Seat Mii” based on its monthly expenditure. It only has the average monthly bill of £346.63 which is very affordable for a young motorist.
This amount already covers the monthly car insurance premiums, purchase repayment, road tax and fuel. The Mii, then becomes highly recommended after it has beaten off some tough competitors to win the title as the “2012 MoneySupermarket Car of the Year.”
But what if a young driver prefers two-wheeled rather than four-wheeled vehicle? You could definitely get a better deal financially by owning a motorbike because its monthly cost is significantly less which is favourable for young drivers. The study also found out that a Honda CBR would only cost £ 224.10 per month for the average 18-year-old driver.
The top 10 cheapest cars for young drivers:
(1.) Seat Mii – cash Price: £ 8,995. Its monthly purchase fee is £ 79 with free insurance. It has £ 903.43 cost of fuel every year.
(2.) Ford KA – cash price: £7,975. Its monthly purchase fee is £ 79 with free insurance. It’s annual fuel cost is £ 982.67.
(3.) Hyundai i10 – cash price: £ 6,995. Its monthly purchase fee is £ 99 with five-year warranty. It has £ 836 cost of fuel every year.
(4.) Peugeot 107 – cash price: £ 7,195. Its monthly purchase fee is £ 149. It’s annual fuel cost is £ 836.
(5.) Toyota iQ – cash price: £ 10,995. Its monthly purchase fee is £ 139 with five-year warranty. It’s annual fuel cost is £ 875.19
(6.) Ford Fiesta – cash price: £ 9,695. Its monthly purchase fee is £ 109. It’s annual fuel cost is £ 1,143.11.
(7.) Vauxhall CORSA – cash price: £ 9,495. Its monthly purchase fee is £ 149. It’s annual fuel cost is £ 1,018.41.
(8.) Volkswagen Polo – cash price: £ 10,650. Its monthly purchase fee is £ 145. It’s annual fuel cost is £ 1,098.28.
(9.) RENAULT twingo – cash price: £ 10,550. Its monthly purchase fee is £ 149. It’s annual fuel cost is £ 1,018.41.(10.) RENAULT clio – cash price: £ 11,995. Its monthly purchase fee is £ 179. It’s annual fuel cost is £ 1,098.28.
The study showed a difference in annual running cost of £ 3,200 for the top ten cars on the list. Therefore, car choice has a significant impact on annual running costs for young drivers.
More on car tips from Pass Pronto the leading driving schools Liverpool!
Probably you’re unaware that Insurers don’t really like young drivers. It’s actually nothing personal. It’s all because of the current statistics that young drivers are far more likely to get involved in road accidents and therefore they make more insurance claims compared to older motorists.
A study showed young driver aged 18 is three times more likely to get involved in a road accident compared to a 48-year-old motorist? Also one in five newly qualified drivers has an accident within six months after passing their driving test. In other words, young motorists are in high risk, so they have to pay a higher insurance premium.
The cover cost for a young driver aged 17 to 22 is £1,000 which is about twice the average insurance premium. But some young motorists are paying more for their car insurance.
This £2,000 is already a lot of money. So you might consider spreading the cost in monthly installments over the year. Most car insurers offer this option, but watch out for the interest and admin charges. Usually, there’s a fee for the installment plan that will increase the cost.
You can also do your shopping for insurance companies around to compare quotes. So it’s always a better idea to shop around for your car insurance. Remember that insurance premiums vary from insurer to insurer and you can save hundreds of pounds by simply logging on to websites for cost comparison.
If you have recently passed your driving test, you may think of boosting your driving skills by taking up an advanced motoring course. The renowned one is the Pass Plus Course of the Driver and Vehicle Standards Agency (DVLA). This course is intended to fill in the gaps being left by the Standard Driving Test. So, there are modules on night time and motorway driving.
You can also come to the Institute of Advanced Motorists (IAM) which runs some advanced driving courses and driving lesson Liverpool, or you may try the AA or the RAC. These courses aren’t free but if you successfully complete it, you can earn some discount on your car insurance premium. You will also become a better and safer driver for your own benefit as well as for the other road users.
On the other hand, all car insurance policies have the compulsory excess. This is the amount you should pay for each claim. For example, if the compulsory excess is £300 and you have a claim of £500, the car insurer will only pay out £200.
Most car insurers will be happy for you adding a voluntary excess to your insurance policy and mostly they will offer some commensurate discount on your insurance premium. For example, you may pay a premium of £1,000 with a compulsory excess of £200. If you add a £300 voluntary excess, the premium might be reduced to £900.
Make sure to fully understand the discount before you increase the compulsory excess so that in time you have to put in a claim, you can afford the bigger amount.
You could also help bring down the premium if you add the name of an older and more experienced driver to the policy of your car insurance.
When your driving instructor North West London already thinks you’re ready to drive after learning your lessons, you can get more practice with a family member or a friend who is already a holder of a full driving licence.
But take note that a learner driver like you who drives a car must also be a holder of a valid provisional driving licence. And the law says you must be supervised by someone who is at least 21 years of age or older and holds a full driving licence for at least three years.
You should also remember that a learner needs an insurance policy to drive a vehicle. Because a car insurance, although dull but unavoidable. Don’t be a “blithering idiot,” so make sure you shouldn’t leave your home without it.
Drive the car of your friends, parents, grandparents or relatives without any risk to their insurance. Just take your insurance policy with you always for every vehicle you intend to drive. So, there are more information such as hints and tips for friends and family members helping a person to learn to drive.
A wise friend or parent would seek the help of reliable professionals to prepare a young learner for the complex world of traffic and cars. It’s really not anymore enough for today’s young learner drivers with only their family or friends teaching them to drive because the traffic situation is now far too different compared to what their parents did during their prime.
Today, the driving world these learners have to enter has been far too intense to tackle if they have no serious preparation in driving to be obtained from driving school. Learning to drive a car efficiently and safely in modern traffic involved much more than training in order to pass a government road test and get a full driving license.
However, this practice you’ve done with your family member or a friend as your passenger is a necessary first stage. Remember that government driver examiners often want to make sure that the new young learner driver has adequate control over the vehicle, knowledgeable about the rules of the road as well as the correct procedures to manage a vehicle in the flow of traffic, and able to make safe decisions.
The professional driving instructor is skilled in teaching these basics. So, your role as a parent or co-driver is to reinforce what driving lessons that the driving instructor North West London of your son or daughter are teaching him/her and provide practice time of what he/she has learned in driving school.
Bear in your mind that attitude will determine how skills and knowledge will be used. It will determine whether a driver is cooperative or competitive in dealing with the flow of traffic on the road. So, your example is your biggest contribution to the safety of your family or friends such as your effectiveness behind the steering wheel.
So, your best assets are your courtesy, patience, and a willingness to improve your driving skill. Now is your best time to review your driving habits and offer your family or friend or even the other road users your example of consideration and courtesy. This will also make sure the safety of your family or friends who are with you in your driving practice.
When you go driving to the other countries in Europe, you need to prepare yourself with sufficient information from the best driving instructors Liverpool of the rules as well as orientation of a new situation in driving that’s getting you back to just seem a novice motorist.
For example, when you’re driving in France which uses right hand drive, overtaking there, is also far more dangerous than usual when you’re still using your left-hand drive car from Britain due to a lack of view up ahead. So, if possible you should avoid overtaking.
Driving on the right side of the road in France also needs you to be extra careful in the roundabouts because this part of the road can be confusing. Even the roundabouts in the United Kingdom (UK) that we are accustomed to, can be confusing too.
The vehicles on the UK roundabouts rotate in a clockwise direction whilst in France that motorists drive on the right side of the road, the vehicles rotate in a counter clockwise direction which means we must give way to the right.
Trying to remember who to give way to and from which direction, can be a little confusing when you’re in the thick of it, so try to keep it simpler. Be relaxed and drive slow to give yourself enough time to observe the traffic flow, lanes and signs when approaching a roundabout.
If you miss your exit, simply proceed or continue round again in order to find the correct one. Don’t panic and make any dangerous manoeuvres to reach your exit.
Then try to remember this when you’re approaching a junction. Drivers in countries that drive on the left will approach a T-junction and prioritise their observations to the right, especially if making a left turn at the junction. The opposite applies in countries that drive on the right.
Remember that faster vehicles will overtake you on the left side of your car. So, if possible, stay in the right lane until you’ll be accustomed to the differences. If you’re planning to overtake the vehicle in front before entering the left or middle lane, make sure to check the left car blind spot before doing so.
With regards to quiet roads, this is the tip you should always remember. Quiet roads such as country roads or driving at night when roads are quiet are where you may initially find yourself most vulnerable. It’s the busy roads that allows you to safely follow the flow of traffic and firmly places you on the right hand side of the road.
The roads with only few vehicles are travelling often leave the motorist at wheel from the left-hand drive country like UK to feel more relaxed, so the possibility for him/her to likely resort to old habits, such as driving on the left. A common example may be exiting a T-junction into the left lane, or making a left or right turn and taking up the wrong side of the road when entering the new road.
Although you’re likely to notice your error quickly and take immediate action, it only takes a moment for an accident to occur.
Throughout my driving experience with Frank, I looked forward to and thoroughly enjoyed my lessons. He is always very flexible with his bookings and has never let me down, cancelled, or turned up late. His approach to teaching is very reassuring for nervous drivers. I started off as someone who was too unconfident to even consider driving independently, but now with his encouragement and knowledge, I feel I have grown to enjoy my driving, and I’m looking forward to doing pass plus.